Who can I contact about a consumer rights problem?

Updated October 2026 · How we answer

Short answerStart with your state attorney general's consumer protection office. You can also contact the Federal Trade Commission, your card issuer, or a local consumer agency for help.

Where to Turn

State attorney general offices often run consumer protection divisions that take complaints about refunds, billing, and deceptive practices. They may mediate disputes or investigate patterns that affect many people. Each state sets its own process, so check the official website for the complaint form.

The Federal Trade Commission collects reports about scams and unfair business practices nationwide, and its findings can help shape enforcement. Local consumer agencies and Better Business Bureau offices may also assist, though they are not government bodies.

  • State attorney general consumer office
  • Federal Trade Commission complaint system
  • Your card issuer for payment disputes
  • Local consumer agency or BBB

Before You File

Gather your receipts, contracts, emails, and a short timeline of events. A clear, organized complaint is easier for an agency to act on. Include the company name, address, and any reference numbers you received.

Keep your own copies of every complaint and response. If the matter goes further, these records help show what you tried and when.

Keep track of your complaint numbers and follow-up dates. Agencies often reply with a case reference that you can use in later messages. If you do not get a response within the stated timeframe, send a brief follow-up with the reference number.

Common mistakes

  • Sending a complaint without any documentation attached.
  • Assuming a complaint replaces a dispute with your bank, which may need its own filing.
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