How do I get a refund from an online store?

Updated October 2026 · How we answer

Short answerContact the store's customer service, explain the issue, and request a refund per their policy. If refused, you can dispute the charge with your payment provider.

Steps to Request a Refund

Start by reviewing the store's return and refund policy, usually found on their website. Then contact customer service via email, chat, or phone. Be clear about your order number, the reason for the refund, and what resolution you want.

If the store is unresponsive or refuses a valid refund, you can escalate. Many payment methods, like credit cards and PayPal, offer buyer protection. You can file a dispute within the allowed timeframe (often 60-120 days from the transaction).

  • Check the store's refund policy and return window.
  • Contact customer service with your order details and request.
  • Keep copies of all communication.
  • If refused, ask for the reason in writing.
  • File a dispute with your credit card, PayPal, or bank if eligible.
  • Leave a review to warn others if the store is unhelpful.

Using Payment Protection

Credit cards offer chargeback rights under the Fair Credit Billing Act. PayPal and other services have similar buyer protection. To dispute, you'll need to show you tried to resolve it with the merchant first. The process can take weeks, but it's effective for valid claims.

For small purchases, the time and effort may not be worth it. For larger ones, it's often the best route. Note that filing a dispute may prevent you from shopping with that store again.

Common mistakes

  • Not reading the refund policy before buying, then being surprised by restocking fees or no returns.
  • Waiting too long to request a refund and missing the store's deadline or the dispute window.
  • Throwing away packaging or accessories, which can void the return.
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